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Risk Based Haircuts Overview. The Risk Based Haircut methodology may be used to calculate theoretically based capital charges as set forth within the SEC net capital rule (15c3-1 under the Securities Exchange Act of 1934). From left to right: Jaleah dressed true to her TYPE 1 beauty; wearing a TYPE 2 outfit; a TYPE 3 outfit and a TYPE 4 outfit. Find out YOUR type of beauty.